Please read these Terms & Conditions (“Terms”, “Terms of Use”) carefully before using the https://www.fouroaksinsurance.com/ website (the “Service”)
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
Our website and any services provided through it are offered "as is" —meaning without warranties of any kind. We reserve the right to modify, suspend, or discontinue any part of the website or its services at any time, without prior notice, and we are not liable for any resulting data loss, delays, inaccuracies, or delivery issues.
Insurance coverage cannot be bound, changed, or confirmed through this website.
Submitting a form on this site does not create a binding agreement.
No coverage is in effect until you receive a written binder directly from our office.
To use this website, you agree to the following:
You are fully responsible for any information or content you submit or share through your account. While using this site, you may come across content you find offensive or inappropriate. We are not liable for any such content or for any errors or omissions found on the site.
You also agree not to:
From time to time, third-party products or services may be advertised or made available through this website. Any descriptions, claims, or offers related to those products or services are governed solely by the third party’s own terms, conditions, and policies.
We are not responsible or liable for any interactions, transactions, or disputes you may have with these third parties. Your use of third-party services is at your own risk.
You agree to defend, indemnify, and hold harmless our company—including our affiliates, officers, directors, employees, agents, contractors, partners, and advertisers—from any claims, damages, losses, or expenses (including reasonable attorney’s fees) made by any third party that arise from:
By using this website and its services, you acknowledge and agree that you do so at your own risk.
The services and content are provided “AS IS” and “AS AVAILABLE”, without any warranties— express or implied—including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, or non-infringement.
We make no guarantees regarding the availability, performance, or results of using the site or its services.
These Terms shall be governed and construed in accordance with the laws of the United States without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.
We take copyright and intellectual property rights seriously. If a valid complaint is submitted alleging that any content on our website infringes on a copyright, the content will be promptly removed.
If you believe any content on our site infringes on your copyright, please contact us with a detailed notice, and we will take appropriate action in compliance with applicable law.
“By providing your phone number, you agree to receive a text message from [Four Oaks Insurance Group Inc.]. Message and Data rates may apply, Message frequency varies. To stop receiving messages, reply 'STOP' at any time. For more information, reply 'HELP'
If you have any questions about these Terms, please Contact Us
