Auto Insurance
Do you need an auto insurance? We can help you get the coverage you need!!
Without the necessary coverage, you can suffer major consequences legally that can put you back quite a few steps if you are involved in an accident. There are multiple coverage options available that can fit your needs. Let our team of licensed agents at Four Oaks Insurance assist you in choosing the best policy available.
Auto Insurance Requirements
Every state has a mandatory guideline on auto insurance coverage and the minimum requirements for all drivers that varies from state to state. Most states require all drivers to obtain insurance for their vehicle. As experts in the industry, we highly recommend our clients to meet the following limits: -
- Bodily injury for each person $30,000
- Bodily injury for each accident $60,000
- Property damage for each accident $25,000
*These are just the required minimum limits and we always advice our clients to obtain more coverage*
Additional Coverage
You may also want to choose from any of the following insurance coverage options such as:
- Uninsured and Underinsured - This is an excellent coverage that pays for damage caused by a driver who, either has no insurance or not enough insurance for an accident that you were both involved in.
- Comprehensive - Pays for damages not caused by accident with another motorist instead with another object or structure and or by theft, vandalism, hail, fire, storm etc.
- Collision - Pays for damages when you are involved in a collision with another vehicle or structure.
- Medical payments - Both you and your passengers’ medical bills are covered under this option if you are injured in an accident. (Limits apply)
- Roadside assistance - This coverage will help you if your car is involved in a collision and you need a rental car. This coverage pays up to 30 days. (Limits apply)
Quotes
Contact Four Oaks Insurance Group Inc. office today to obtain a quote.