Your home is one of your greatest investments. Not only does your home carry a great deal of financial value, but everything inside your home holds some sentimental value as well. Your home is a safe haven for you and your family. If your home is damaged, that security can be compromised. Having your home properly insured can help create a shield between you and these unprecedented risks. At Four Oaks Insurance Group Inc. we know how important it is to have the accurate information concerning insurance. Keep reading to find out what you need to know about Flood Insurance.
Many homeowners assume that Flood Insurance is included in their basic Homeowner's Policy. However, this is inaccurate in most cases. Flood Insurance is often, a separate type of insurance. Because flood risks vary so much from state to state and even from region to region within a state, it is difficult to create Flood Insurance policies that are one size fits all. Hence, Flood Insurance policies are often customized, and tailor made to fit individual requirements.
To be properly insured against flood damage, it is necessary to consult an insurance representative. Our team of licensed professionals will be able to assess the flood risks in your area and once this is determined, a Flood Insurance policy can be created to protect your home.
Insurance coverage amounts varies from family to family. Coverage amounts are based on many factors, including flood risks in your area, the value of your home, and the value of personal belongings within your home.
If you would like to learn more about Flood Insurance products, don't hesitate to contact us at Four Oaks Insurance Inc. We will be happy to assist you and answer your insurance questions promptly.
