Whether you have just started a company or already own an established business, you need to consider Commercial Insurance. It helps protect the resources you have invested into that business and gives you peace of mind, allowing you to focus on the company's growth. If you have never bought Commercial Insurance, you might be perplexed as to which coverage is right for you. This is where the expertise of our licensed agents at Four Oaks Insurance Group Inc., would come in handy to you as our agents can explain to you a few coverages you need to know about.
General Liability helps protect the business from damage caused by a third party on your business premises. The damage can be of various types like bodily injury, property damage, or personal injury like slander. This type of insurance helps cover medical expenses, costs of repairs or replacing an item, and/or any legal fees if incurred.
Commercial Property insurance helps protect the building and the equipment required to run to run your business from all kinds of risks like fire and theft. When shopping for Commercial Insurance, you may not be aware of all the requirements from your state and the type of coverage that suits your business needs best. Fortunately, you can call us at Four Oaks Insurance Group Inc. to learn more about Commercial Insurance. Our agents are ready to help you choose the proper coverage for your business.
This policy provides coverage for your business from losses like theft, fire, and other disasters covered. It also helps cover any claims that could result from the company's operation, including property damage and bodily injury.
This form of Commercial Insurance helps cover expenses resulting from your employees sustaining a work-related injury or sickness. It covers things like medical bills, replacing any lost income/wages, funeral costs, and ongoing care.
If your company uses vehicles for day-to-day operations, you need to insure the vehicle and the drivers using them. This type of coverage helps cover things like medical expenses resulting from an accident and the cost of repair or replacing your vehicle. It also covers legal fees/ expenses when you are sued for damages caused by your company's car.
